Investor meetings are the life-blood of public companies. They can motivate potential investors to invest in a company as well as provide existing investors with information about their investment. To reach new investors, CEOs traditionally engage in road shows traveling from city-to-city to meet with investors. However, today the time and financial costs of travel have skyrocketed for busy executives, as well as investors and analysts. Worse, with today air traffic problems executives find themselves stranded in airports wasting valuable time that could be used to build a business.

Virtual Investor Presentations (VIPs) solve this problem through live virtual investor meetings using the internet to present the PowerPoint and the audio for the speaker’s presentation and Q&A. This allows CEO’s of public companies and investors to attend a live meeting in the convenience of their offices.

VIPs are NOT webcasts of live conference presentations. They allow the audience to interact with the presenter and receive answers to their questions just as they would at the live conference itself.

VIPs don’t replace face-to-face meetings; rather, as part of a comprehensive Investor Relations Program, they complement such meetings. Just as companies use webinars to market their services and products to potential buyers, and then follow-up with one-on-one sales meetings with serious prospects, cost-effective Investor Relations Officers companies use VIPs to introduce their company to potential investors, and then travel for one-on-one meetings with investors anxious to make a commitment.

One of the best benefits of a VIP, is that it can reach a larger, potentially, national audience, since all investors and analysts can attend from the convenience of their offices. This allows the public company to put itself on these people’s radar screens, and then follow-up with them to show that they are delivering on the promise. And when they do, they can announce another VIP to let people know that the company is executing on its growth strategy – something every investor wants to hear!

Many people who get into serious debt appear to do nothing about it, which can just makes matters worse. This inactivity is usually just to do with a lack of understanding about the best ways to deal with debt, though with some people there is also an element of hoping that if you ignore it long enough it might go away. The one thing you can be sure of is that it will not go away, but once you understand what you need to do, you can take steps yourself to become debt free once more.

If you ignore creditors and do not communicate with them, they will fill that vacuum with their own assumptions. In the absence of other information or any kind of relationship, it will be easy for them to assume that you could pay them back if you really wanted to, but are simply choosing to keep the money you owe. So the first thing you need to do is to acknowledge that you have a problem, be up front about the reasons that you are unable to pay, and assure them that you are serious about finding a way to resolve the situation.

When your financial situation gets beyond a certain point, it becomes pretty much impossible to find a way to pay back everything that you owe in full. If your debts are huge and your income small, this equation is unlikely to ever balance out. If you did have a steady income and a reasonable amount of money spare each month to put towards your debts, then you could look at a debt management plan. For many people, however, this is not an option because they cannot afford to keep up the required payments.

In such situations the only option other than bankruptcy is to negotiate settlements with your creditors. Rather than trying to find ways to pay back your debt in full, when you negotiate debt settlements you are trying to get your creditors to agree to write off a large part of what you owe them. Someone who knows how to negotiate debt effectively will normally manage to get well over half your debt wiped out. The flip side is that the remaining amount needs to be paid back relatively quickly, usually in one lump sum or a series of fairly quick payments. The fact that you do not have a large lump sum of cash sitting around for this purpose is not necessarily a problem, as this is usually the situation.

When thinking about how to negotiate debt you essentially have two options for how you move forward. You can either try to undertake the negotiations yourself or use a specialist debt settlement company to do it on your behalf. For UK residents it is worth mentioning that debt settlement companies do not really exist as they do in the US, because there is a formal scheme called an IVA, which is widely used to deal with the same situation. At the end of an IVA your remaining debts are written off, so the end result is the same as debt settlement.

By undertaking the negotiation yourself you save on having to pay any fees to a debt settlement or IVA company, but that is only worthwhile if you manage to get as much written off as they would have. You need to understand that simply trying to persuade a credit card company, for example, to let you off with 60% of what you owe them is not going to work unless you understand the details of how and why they might be prepared to do that.

Understanding how to negotiate debt settlements is about understanding how your creditors treat bad debts. Each company will have a slightly different policy on how they deal with such things, and knowing this is essential to being able to time your negotiations for maximum effect. There are times to ignore calls and offers from creditors and other times when your proposal is most likely to succeed.

It is certainly possible to negotiate deals that are as good as those achieved by the professional debt negotiators once you have a thorough understanding of how to negotiate debt properly. In order to achieve this you need to have a reliable source of information and advice on the debt negotiation process. There are various guides and learning sources available, but not all are of much real use. What you need is detailed advice from someone who understands the process inside out. A good guide should tell you when to call, what to say, when to write, what to write, and give you full step by step instructions. The best guides on how to negotiate debt are proper learning tools that even include one to one advice and ongoing support throughout your settlement process.

The alternative is to use a specialist company to negotiate debt settlements for you, for which they will take a percentage of what they manage to save. Going down this route is obviously much easier, though you will pocket a bit less of the savings achieved. Do exercise some caution over which company you use, as not all will deliver what they promise. It is best to follow recommendations for settlement companies that are known to be reliable and reputable, then approach at least three different ones.

Trying to find a good Christmas present idea 2010 can be really difficult; there are a lot of options this Christmas, and just about every Christmas! What makes this even more difficult is when the person you’re trying to shop for is really picky; trying to get everything right for them can put a lot of stress on you! Many online articles will suggest you buy a cookie cutter present for your giftee, but this guide is going to suggest some alternatives; make this Christmas different and give a gift that’s a little different this year!

A gift of health and wellness is an excellent alternative to the usually hum drum gifts of electronics, expensive fashion items, and other things we’ve come to expect. But what is a gift of wellness? These can include classes that help people lead healthier lives, like yoga or cooking! Wellness gifts are good Christmas present ideas, and you should consider them as something to give this year that will be different than the usual gifts of perfume or electronics.

Even if they aren’t already into wellness, healing or a holistic lifestyle maybe you can be the catalyst to get them on board to begin taking better care of themselves. The best gifts are the ones that can bring about positive change in another persons life!

Energy jewelry can be a pretty sweet gift to give, and for many reasons. They’re usually made with fine metals and volcanic rocks that make for some beautiful pieces of jewelry. Pendants are widely thought of as the best kind of energy jewelry, as it’s versatile compared to the other forms of energy jewelry available. While it’s offered by many companies and websites, it’s hard to pick which is the best to buy, and know why you should buy one at all.

If you wonder how these work, it’s pretty simple. Scalar or Quantum energy is one of the multitudes of energy that has existed since the beginning of time; like solar, wind, and electromagnetic field radiation, it’s natural. What sets it apart from other forms of energy is that it stays intact when it passes through other forms of matter, meaning you can wear it right against your skin or over heavy winter clothing without any loss in effectiveness.

Since it’s positively charged ions can repel negative energies, neutralizing it and even transforming it back into positive energy; one of the best features is that it can neutralize EMF energies. Other than this, scalar energy has been proven to promote healthy cell regeneration, flexibility, stamina, and mental alertness.

No matter what you choose, there are plenty of good Christmas present ideas in 2010 to choose from, just get the one that you feel they might actually use!